Common Title Issues That Can Delay a Closing

Jun 5

Few things create more stress in a transaction than a title issue discovered days before closing.

Fortunately, many title problems can be resolved if identified early.

Unreleased Mortgages

One of the most common issues involves mortgages that have been paid but never formally released.

These often require additional documentation before closing can proceed.

Outstanding judgments or liens can impact title and often require payoff or resolution before transfer.

When property ownership involves a deceased individual, additional documentation may be necessary to establish proper authority to convey title.

Differences in legal names across documents may require corrective action or additional affidavits.

Municipal violations, open permits, or required inspections can create unexpected delays if not addressed early.

The earlier title is reviewed, the more time exists to resolve concerns without impacting closing timelines.

Title issues aren't uncommon.

What matters most is identifying them early enough to address them efficiently.

Devita Massey